Mortgage Principal Reduction Calculator: Long Form

National Principal Reduction Center

MORTGAGE PRINCIPAL REDUCTION CALCULATOR - DETAILED FORM

Use this mortgage principal reduction calculator to calculate the potential amount of negative equity to be eliminated, monthly savings, yearly savings, debt to income ratio, and whether you qualify for our principal reduction program. Quickly see how much proposed monthly payment you will pay, your new principal balances, and the amount of positive equity gained. Click here for a simple principal reduction calculator form.

Owner:
Co-Owner:

Email:
Phone:

Subject Address:

City, St Zip

County:

1st Mortgage Amt:

1st Mortgage Lender:

TYPE:

2nd Mortgage Amt:

2nd Mortgage Lender:

CURRENT Market Value:

DEBT & INCOME ANALYSIS

Borrower Monthly Income
Occupation:
Self Employed:
Years on the Job:
Base Salary:
Bonuses:
Net Rental Income:
2nd Job Income:
Other:
TOTAL INCOME:

DEBTS

Monthly Credit Card(s) Payment

Monthly Auto Loan(s) Payment

Monthly Other(s) Payment

MONTHLY TOTAL DEBT

Co-Borrower Monthly Income
Occupation:
Self Employed:
Years on the Job:
Base Salary:
Bonuses:
Net Rental Income:
2nd Job Income:
Other:
TOTAL INCOME:

MORTGAGE PAYMENT ANALYSIS

CURRENT
1st Mortgage:
2nd Mortgage:
Monthly Property Tax:
Monthly Insurance:
Monthly HOA:
Monthly Other:
TOTAL HOUSING:

The Principal Program
30 Year FIXED Rate
Loan Amount:
FICO SCORE:
Interest Rate:
(Principle & Interest Payment)
Prime Rate:
No Prepayment Penalty

PROPOSED
1st Mortgage:
2nd Mortgage:
Property Tax:
Insurance:
HOA:
Other:
TOTAL HOUSING:

PRINCIPAL REDUCTION PROGRAM ANALYSIS FINDINGS

Please complete the form above and click on the calculate button to calculate your principal reduction.

Total Income:

Proposed Housing:

Total Debt:

Debt to Income Ratio:

Net Monthly Savings:

Net Yearly Savings:

Positive Equity Gained:

Negative Equity Eliminated:

Principal Reduction Services: Affiliate program | Simple principal reduction calculator | Detailed principal reduction calculator